FAQs

Who is 247 Cash In Hand?
247 Cash In Hand is a mediator. We only offer free recommendation service. Our only goal is to understand your loan needs and match you with competent lenders.

What are short term loans?
Short term loans will give you the opportunity to borrow the cash you need to take care of any urgent expenditure. They are small loans and are meant to be rapid back within a short tenure.

How much does it cost?
Since we are only a referral website, we are unable to unveil how much a loan will cost. But you can always go through lender's rates and fee information to find out the charges. You can also make use of the loan calculator to estimate the cost.

When do I repay back the loan?
Typically short term loans are offered for 15 to 30 days. To avoid getting into credit discrepancies, payment should be done by due date.

Who can apply?
Anyone who is a permanent citizen of the US, have a fixed monthly income and a valid checking account will be considered as eligible to apply.

What happened if I cannot afford to pay back on time?
Non-payment or missed payment can become a grave debt trap. It can also negatively affect your credit status and make it difficult for you to get approval for a loan in future.

Do I need to pledge security?
No, there is no need of pledging any security against short term loans.

How quickly can I get hold of the approved cash?
Upon approval lenders will get the approved cash deposited into your bank account by the next working day.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.